# Atlas RCBI — Residence & Citizenship by Investment Advisory

> Atlas RCBI is a luxury advisory firm specialising in Residence and Citizenship by Investment (RCBI). We help high-net-worth individuals, families, and entrepreneurs acquire second passports and golden visas through government-approved investment programs worldwide.

## What We Do

Atlas RCBI provides end-to-end advisory for individuals and families seeking second citizenship or residency through government-approved investment programs.

Our services include:
- Program selection based on goals, budget, nationality, and family structure
- End-to-end application management from document preparation to approval
- Due diligence pre-screening to identify and resolve issues before submission
- Coordination with licensed agents, immigration lawyers, and government units
- Post-approval support including passport collection, bank account setup, and relocation guidance

## Programs We Cover (52 Programs)

### Caribbean Citizenship by Investment (CBI)

#### Dominica
- Minimum investment: $100,000 donation
- Visa-free countries: 140
- Processing time: 4–6 months
- Atlas Verdict: Best Value
- Note: Cheapest CBI but lost UK visa-free access (2024) and faces US entry restrictions (January 2026)

#### Antigua & Barbuda
- Minimum investment: $230,000 (family of 4)
- Visa-free countries: 150
- Processing time: 4–7 months
- Atlas Verdict: Best For Families
- Note: Best per-passport value in the Caribbean for families. US restrictions since January 2026; Schengen and UK access intact.

#### Grenada
- Minimum investment: $235,000 contribution
- Visa-free countries: 144
- Processing time: 4–6 months (accelerated ~60 days available)
- Atlas Verdict: Best For Americans
- Risk: Low
- Note: Only Caribbean CBI with US E-2 Treaty access. Best for Americans seeking US investor visa pathway.

#### St. Lucia
- Minimum investment: $240,000 contribution
- Visa-free countries: 140
- Processing time: 4–6 months
- Atlas Verdict: Best Value
- Note: Multiple investment options including bonds and enterprise projects. No visit required.

#### St. Kitts & Nevis
- Minimum investment: $250,000 contribution
- Visa-free countries: 157
- Processing time: 5–8 months
- Atlas Verdict: Monitor Closely
- Risk: High
- Note: World's oldest CBI program. Radical 2026 reforms introducing residency requirements and phasing out donation-only pathways. Timing critical.

### African CBI

#### Botswana
- Minimum investment: $75,000
- Visa-free countries: 80
- Processing time: 3–6 months
- Atlas Verdict: Monitor Closely
- Note: Newly launched. One of Africa's most stable democracies.

#### São Tomé and Príncipe
- Minimum investment: $90,000
- Visa-free countries: 60
- Processing time: 2–3 months
- Atlas Verdict: Monitor Closely
- Risk: High
- Note: Fast 60-day processing. Donation to National Transformation Fund.

#### Sierra Leone
- Minimum investment: $140,000
- Visa-free countries: 60
- Processing time: 3–6 months
- Atlas Verdict: Monitor Closely
- Risk: High
- Note: Newly launched CBI program. Growing West African economy.

#### Egypt
- Minimum investment: $250,000
- Visa-free countries: 50
- Processing time: 9–12 months
- Atlas Verdict: Monitor Closely
- Note: Transcontinental positioning. Four routes to citizenship.

### European CBI

#### North Macedonia
- Minimum investment: €200,000
- Visa-free countries: 120
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Note: EU candidate country. Affordable entry with potential future EU accession benefits.

#### Türkiye
- Minimum investment: $400,000 (property)
- Visa-free countries: 110
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Note: US E-2 Treaty eligible. Five routes to citizenship including real estate and bonds.

#### Montenegro
- Minimum investment: €450,000
- Visa-free countries: 120
- Processing time: 6–9 months
- Atlas Verdict: Best EU Pathway
- Note: EU candidate country on the Adriatic coast. Path to potential EU membership.

#### Malta Citizenship by Naturalisation
- Minimum investment: €690,000
- Visa-free countries: 186
- Processing time: 14–16 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: Full EU citizenship via Exceptional Services. Live, work, study anywhere in Europe.

#### Austria CBI
- Minimum investment: By application (substantial economic contributions)
- Visa-free countries: 190
- Processing time: 12–36 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU citizenship for exceptional contributions. Premium program.

### Other CBI

#### Nauru
- Minimum investment: $95,000
- Visa-free countries: 50
- Processing time: 3–4 months
- Atlas Verdict: Monitor Closely
- Risk: High
- Note: Newest CBI program. Support island development and climate resilience.

#### Vanuatu
- Minimum investment: $130,000 donation
- Visa-free countries: 100
- Processing time: 1–2 months
- Atlas Verdict: Best Value
- Note: Fastest CBI globally — 30–60 days processing. Zero personal and corporate income tax.

#### Jordan
- Minimum investment: JOD 350,000
- Visa-free countries: 50
- Processing time: 3–6 months
- Atlas Verdict: Monitor Closely
- Note: Strategic Middle Eastern hub. Business-friendly location.

#### El Salvador
- Minimum investment: $1,000,000
- Visa-free countries: 130
- Processing time: 2–3 months
- Atlas Verdict: Monitor Closely
- Risk: High
- Note: Crypto-friendly jurisdiction with fast processing.

#### Argentina (Announced)
- Minimum investment: TBD
- Atlas Verdict: Monitor Closely
- Note: Settlement rights across nine Mercosur states. Visa-free to Schengen Area. Launching H2 2026.

### European Golden Visas

#### Greece Golden Visa
- Minimum investment: €250,000 (property, select regions)
- Processing time: 3–4 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Access: Schengen zone
- Note: No minimum stay. Strong real estate market.

#### Hungary Investor Visa
- Minimum investment: €250,000 (real estate fund)
- Visa-free countries: 177
- Processing time: 2–4 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: 10-year renewable EU residency. Schengen access.

#### Portugal Golden Visa
- Minimum investment: €500,000 (fund investment)
- Visa-free countries: 191
- Processing time: 7–14 months
- Atlas Verdict: Best EU Pathway
- Risk: Medium
- Access: Schengen zone
- Note: Path to EU citizenship in 5 years. Real estate route closed since October 2023. Draft law proposed in June 2025 would extend citizenship eligibility from 5 to 10 years — apply now to be protected under current terms.

#### UAE Golden Visa
- Minimum investment: AED 2,000,000 (~$545,000)
- Processing time: 0–2 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: 10-year renewable residency. Zero income tax, zero capital gains tax. Does not lead to citizenship.

### European Residency by Investment (RBI)

#### Spain
- Minimum investment: No investment required (remote worker/entrepreneur route)
- Processing time: 1–2 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: 3-year residence permit with path to permanent residency.

#### Serbia
- Minimum investment: €6,000/yr (company formation)
- Processing time: 2–4 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Affordable European residency. EU candidate country.

#### Latvia
- Minimum investment: €10,000 (state donation)
- Processing time: 2–3 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Most affordable EU residency. Schengen access. One visit per year.

#### Austria RBI
- Minimum investment: €50,000
- Processing time: 3–6 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU residency with Schengen access. German language skills required.

#### Malta MPRP
- Minimum investment: €169,000
- Processing time: 4–6 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU permanent residence with Schengen travel. From €169,000.

#### Italy
- Minimum investment: €250,000 (startup) or €500,000 (business)
- Processing time: 3–6 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Access: Schengen zone
- Note: Path to citizenship in 10 years.

#### Bulgaria
- Minimum investment: €250,000
- Processing time: 3–6 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU member state. Strategic Southeastern European location.

#### Switzerland
- Minimum investment: CHF 250,000/yr tax contribution
- Processing time: 3–6 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Guaranteed residence for minimum annual tax contribution. Premier European lifestyle.

#### Cyprus
- Minimum investment: €300,000
- Processing time: 2–3 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU residency with Mediterranean lifestyle.

#### Luxembourg
- Minimum investment: €500,000
- Processing time: 3–6 months
- Atlas Verdict: Best EU Pathway
- Risk: Low
- Note: EU residency in one of the world's wealthiest nations.

#### UK Innovator Founder Visa
- Minimum investment: £50,000
- Processing time: 3–6 months
- Atlas Verdict: Monitor Closely
- Note: Endorsement required from approved body.

#### Jersey
- Minimum investment: £1,750,000
- Processing time: 3–6 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Tax-efficient Crown dependency.

#### Monaco
- Minimum investment: No minimum (proof of financial means required)
- Processing time: 3–6 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Zero income tax. Ultra-premium lifestyle.

### Americas & Caribbean RBI

#### Uruguay
- Minimum investment: $1,000/month income
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Stable South American democracy. Path to citizenship in 3–5 years.

#### Costa Rica
- Minimum investment: $150,000
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Stable democracy. Rich biodiversity.

#### Anguilla
- Minimum investment: $150,000
- Processing time: 2–4 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Tax-efficient Caribbean residence. Stable British Overseas Territory.

#### Mexico
- Minimum investment: $280,000
- Processing time: 2–4 months
- Atlas Verdict: Best Value
- Risk: Medium
- Note: Temporary residence for up to four years. Path to permanent residence.

#### Panama
- Minimum investment: $300,000
- Processing time: 1–2 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Permanent residence within 30 days. Tax-friendly jurisdiction.

#### Canada Start-Up Visa
- Minimum investment: C$275,000
- Processing time: 12–24 months
- Atlas Verdict: Monitor Closely
- Note: Business immigration pathway.

#### USA EB-5
- Minimum investment: $800,000
- Processing time: 18–24 months
- Atlas Verdict: Best For Americans
- Risk: Medium
- Note: Green card through investment. Path to US citizenship.

#### Bahamas
- Minimum investment: $1,000,000
- Processing time: 3–6 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Permanent residence in tax-free Caribbean destination.

#### Cayman Islands
- Minimum investment: $1,200,000
- Processing time: 3–6 months
- Atlas Verdict: Best Tax Structure
- Risk: Low
- Note: Prestigious offshore financial centre. Zero income tax.

### Asia-Pacific RBI

#### Thailand Elite
- Minimum investment: THB 650,000
- Processing time: 1–3 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Long-term VIP residence permit. Affordable entry.

#### Malaysia MM2H
- Minimum investment: MYR 1,000,000
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Long-term multiple-entry visa. Multicultural society.

#### Mauritius
- Minimum investment: $375,000
- Processing time: 3–6 months
- Atlas Verdict: Best Value
- Risk: Low
- Note: Tropical island lifestyle. Growing financial hub.

#### New Zealand
- Minimum investment: NZ$5,000,000
- Processing time: 6–12 months
- Atlas Verdict: Best For Families
- Risk: Low
- Note: High standard of living. Stable economy.

#### Hong Kong CIES
- Minimum investment: HK$30,000,000
- Processing time: 6–12 months
- Atlas Verdict: Best For Families
- Risk: Low
- Note: Gateway to mainland China. Global financial hub.

#### Singapore GIP
- Minimum investment: S$10,000,000
- Processing time: 6–12 months
- Atlas Verdict: Best For Families
- Risk: Low
- Note: Premier Asian financial hub. World-class infrastructure.

#### Australia
- Minimum investment: Varies
- Processing time: 12–18 months
- Atlas Verdict: Monitor Closely
- Risk: Medium
- Note: Streamlined pathway for highly skilled individuals.

## How We Are Different

- Independent advisory: We are not tied to a single program or government. We recommend based on the client's goals.
- Vetted partner network: We work with licensed agents regulated by the governments they serve — including Henley & Partners, CS Global Partners, Astons, and others.
- Atlas Risk Rating: Every program we present includes a proprietary risk assessment covering regulatory stability, due diligence rigour, international reputation, and investment security.
- Real-time monitoring: We track policy changes, processing times, and regulatory updates across 52 programs and publish them on our news hub.
- Transparent pricing: We publish program cost ranges and clearly label government fees, agent fees, and due diligence costs.

## Pricing Tiers

RCBI costs vary by program, investment type, and family size. Here is a simplified overview:

### Budget (under $150K)
- Botswana CBI: $75,000
- São Tomé CBI: $90,000
- Nauru CBI: $95,000
- Dominica CBI: $100,000
- Vanuatu CBI: $130,000
- Sierra Leone CBI: $140,000
- Latvia RBI: €10,000
- Thailand Elite: THB 650,000

### Mid-range ($150K–$350K)
- Antigua & Barbuda CBI: $230,000 (family)
- Grenada CBI: $235,000
- St. Lucia CBI: $240,000
- St. Kitts & Nevis CBI: $250,000
- North Macedonia CBI: €200,000
- Egypt CBI: $250,000
- Greece Golden Visa: €250,000
- Hungary Investor Visa: €250,000
- Malta MPRP: €169,000
- Italy RBI: €250,000
- Bulgaria RBI: €250,000
- Anguilla RBI: $150,000
- Costa Rica RBI: $150,000
- Mexico RBI: $280,000
- Panama RBI: $300,000
- Cyprus RBI: €300,000

### Premium ($350K–$1M)
- Türkiye CBI: $400,000
- Jordan CBI: JOD 350,000
- Montenegro CBI: €450,000
- Portugal Golden Visa: €500,000
- UAE Golden Visa: AED 2M (~$545,000)
- Malta Naturalisation: €690,000
- Luxembourg RBI: €500,000
- USA EB-5: $800,000
- Mauritius RBI: $375,000

### Ultra ($1M+)
- El Salvador CBI: $1,000,000
- Austria CBI: By application (substantial)
- Bahamas RBI: $1,000,000
- Cayman Islands RBI: $1,200,000
- Jersey RBI: £1,750,000
- New Zealand Investor: NZ$5M
- Hong Kong CIES: HK$30M
- Singapore GIP: S$10M

All costs above are government minimum investments or contributions. Additional fees include due diligence ($5,000–$50,000), legal/agent fees, and processing charges. Exact costs depend on family size and application complexity.

## Frequently Asked Questions

### What does Atlas RCBI do?
Atlas RCBI is a luxury advisory firm that helps high-net-worth individuals and families obtain second citizenships and residency permits through government-approved investment programs. We provide end-to-end guidance from program selection through application and approval.

### Which Caribbean CBI program is cheapest in 2026?
Dominica at $100,000 donation. However, Dominica lost UK visa-free access in 2024 and faces US entry restrictions since January 2026. For UK or US access, Grenada at $235,000 or Antigua at $230,000 (family of 4) offer better travel utility.

### How long does Caribbean CBI processing take?
Advertised: 3–6 months. Realistic in 2026: 5–8 months. Accelerated options: St. Kitts AAP in 45 days ($50,000 premium), Grenada accelerated in ~60 days. Incomplete paperwork is the single biggest cause of delays, adding 2–4 months.

### Can Americans use Grenada CBI to get a US E-2 visa?
Yes. Grenada is the only Caribbean CBI country with a US E-2 Treaty. After obtaining citizenship, you can apply for a US E-2 Investor Visa to live and work in the US. The visa is renewable indefinitely. Grenada CBI minimum contribution: $235,000.

### Does a second passport reduce US taxes?
No. The US taxes based on citizenship, not residency. A second passport does not change US tax obligations. Combined with genuine relocation to a zero-tax jurisdiction (e.g. UAE), residency restructuring can legally reduce your effective tax rate. Consult a US-qualified tax attorney.

### What is the UAE Golden Visa?
A 10-year renewable residency visa. Property route: AED 2 million (~$545,000). No personal income tax, no capital gains tax. Processing: 0–2 months. Does not lead to citizenship but provides long-term residency in a zero-tax jurisdiction.

### What happened with US restrictions on Caribbean CBI in 2026?
In January 2026, a US Presidential Proclamation introduced entry restrictions affecting holders of certain Caribbean CBI passports, particularly Dominica and Antigua & Barbuda. Grenada is exempt due to its E-2 Treaty. St Kitts holders face increased scrutiny. Schengen and UK access remain unaffected.

### Do I need to live in the country to keep my second citizenship?
Most Caribbean CBI programs have no physical residency requirement. Antigua requires a 5-day visit within the first 5 years. European golden visas typically require 7–14 days per year to maintain residency status. Citizenship-track programs (Portugal, Spain) may require more time.

### Can I include my family?
Yes. All major CBI programs allow you to include your spouse, dependent children (typically up to age 25–30), and in many cases parents and grandparents aged 55+. Some programs also include siblings. Family pricing varies by program.

### What is the cheapest EU residency?
Latvia at €10,000 (state donation). Serbia at €6,000/yr (company formation). Spain has a remote worker route with no investment required.

### What is the fastest citizenship by investment?
Vanuatu at 30–60 days processing, followed by São Tomé and Príncipe at 60 days, and El Salvador at 2–3 months.

### How many programs does Atlas RCBI cover?
52 programs across 6 regions: Caribbean, Europe, Africa, Americas, Middle East, and Asia-Pacific.

### How do I get started?
Book a free consultation at https://www.atlasrcbi.com/consultation or email freedom@atlasrcbi.com. We will assess your goals, nationality, budget, and timeline to recommend the best options.

## Contact

- Website: https://www.atlasrcbi.com
- Free consultation: https://www.atlasrcbi.com/consultation
- Email: freedom@atlasrcbi.com
- Instagram: https://www.instagram.com/atlasrcbi
- LinkedIn: https://www.linkedin.com/company/atlasrcbi

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Last updated: March 2026. For the most current program details, visit https://www.atlasrcbi.com/resources/programs. For a directory of 45+ global RCBI advisory firms, see https://www.atlasrcbi.com/resources/rcbi-firm-index.